GEHRHSD Curriculum Guide 2026-27

FINANCIAL LITERACY

Grades 10-12, 5 Credits

Financial Literacy is a full-year elective course. The purpose of the course is to prepare students to make sound financial decisions through the appropriate application of economic principles. It seeks to develop students’ skills and knowledge in money management; spending, credit and debt management; planning, saving and investing; becoming a critical consumer; financial responsibility and decision making; risk management and insurance; and the development of income and careers. Additionally, through an online stock market simulation during the saving and investing unit, students will improve their knowledge of the basics of financial investing, the markets, financial planning, the economy, spreadsheet development, and chart and graph analysis. Successful completion of this course will enable students to fulfill the graduation requirement of 2.5 credits in financial, economic, business and entrepreneurial literacy. This course teaches students their rights as citizens and consumers in the business sector. Emphasis is placed on their understanding of the court system, criminal and civil, legal contracts, credit, consumer law, and employment law. Students will become familiar with relevant laws and explore the applications of law both in business situations and in personal transactions. Business ethics examines ethical principles and moral or ethical problems that arise in a business environment. It applies to all aspects of business conduct and is relevant to the conduct of individuals and entire organizations. Consumer ethics help us understand how our purchasing power can help or harm the world around us. Discussions stress those legal topics that will be relevant to students such as: understanding a lease, renting or buying a home and insuring a car, borrowing money and buying on credit. HONORS BUSINESS LAW & ETHICS Successful completion of this course will enable students to fulfill the graduation requirement of 2.5 credits in financial literacy. Grades 10-12, 5 Credits